One of the best aspects of an off-the-shoulder top is that it sets the stage for something great around your neck. I’ve been crazy about the combination of a Jennifer Fisher charm necklace or charm choker paired with the summer favorite. To me its the quintessential look for a hot day. While in The Hamptons and New York City I found this Cynthia Rowley top that I picked up in two colors. It’s slightly cropped, lending itself to high waisted jeans and sways a little when you walk, which adds to the feminine yet cool vibe it puts off.

Cynthia Rowley top, Jennifer Fisher charm necklace, Frame denim jeans, Loeffler Randall shoes and bag, Celine sunglasses (other favorites from Chloe here and here).